Important Legal Disclaimer

Prime Real Estate Consultants is not a law firm. We are not a legal services provider. The people who work here are not attorneys and are not acting as attorneys.

We are not licensed to practice law in New York or in any other state.

We cannot go to court for you. We cannot speak for you in court. We cannot sign court papers for you. We cannot file papers with the court for you. We cannot talk to the judge for you. We cannot talk to your lender's lawyer on your behalf.

If a court paper needs to be filed in your case, you must file it yourself as a self-represented person, or a licensed attorney must file it for you.

• We read the papers in your foreclosure file and organize them for you.
• We build a written report that lists what documents exist, what dates they carry, and which papers the record refers to that we could not find a copy of.
• We help you gather and assemble the paperwork a lender asks for in a loan modification package.
• We look up public records and published court decisions when you ask us to, and we hand you what we find.
• We give you general information about topics like bankruptcy, quiet title, surplus monies, and hard money lending.
• We give you contact information for independent attorneys and for free housing counselors.

A gap in the paperwork is not proof that anything went wrong. A paper we could not find may simply never have been recorded. It does not by itself stop a foreclosure, cancel a debt, or change what a court will do. Whether anything in your file matters is a legal question, and only a licensed attorney can answer it.

Everything we produce is information and clerical support. It is not a legal opinion. We do not tell you whether you have a good case. We do not tell you what to file.

You may contact your lender or your loan servicer at any time. You may talk to them directly. You never need our permission or anyone else's permission to do that.

You may stop working with us at any time.

You should not stop making mortgage payments because of anything on this website. If you stop paying your mortgage, you could lose your home and damage your credit rating.

You do not have to pay anyone to get help with foreclosure. HUD-approved housing counseling agencies help homeowners for free. You can find one at hud.gov or by calling 800-569-4287. Many states also run free foreclosure hotlines and free legal aid programs.